Every automobile accident, even a fender bender, comes with challenges for the parties involved. Florida law requires every driver to be properly insured. Known as the Florida Financial Responsibility Law, it mandates that any person at fault in a crash causing injury and property damage must have full liability insurance coverage in effect when an accident happens. Minimum bodily injury and property damage limits are required, and personal injury limits for each person are established. On the surface, this would seem to make handling the aftermath of a collision fairly straightforward. Unfortunately, often that isn't the case.
Hopefully, most Florida residents will never have to worry about what court case will be heard where in the state's judicial system. But at the same time, having a basic understanding of the legal system and legal options for personal injury cases can help alleviate any apprehension if the opposite situation arises.